Irrational

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Irrational makes me irritable.

Thus, I have been irritable for quite some time.

Most days, I’d rather talk with a brick wall than engage with humans who are irrational. Mostly because their inability to be rational makes them stupid.

Some days my irritability gets to me and I can’t do anything but throw my hands in the air and shake my head. The irrational are winning and it’s disheartening.

Maybe tomorrow will be better.

Refi update

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Big banks suck!

I already knew this, you already know this, but didn’t have a say in the matter upon initial purchase of the house. We have been through three refi’s with Chase Bank over the last 7 years and none of them were this bad. There was, of course, some jumping through hoops but nothing too out of the ordinary. In the past they have been relatively painless to work with, until now.

My last update on the refi I spoke of the communication issues and bumbling of the person I was working with. It continued. It didn’t get better and the more I complained about it the less communicative they got.

Anyway, I submitted all the docs the required from the start. Things are moving along. They get communication issues and then want to have me submit more docs that were never asked for the previous three times we refi’d. Um, what? Oh, and then the also wanted signed statements about things from the past they never asked about previously too. Um, no. Not gonna do it since they were not relevant then and they aren’t relevant now.

When they said the refi couldn’t go forward until the documents were submitted I protested. Nothing has changed in the last two years (that was the last refi) and really all they needed to do was get some updated financial statements. Nothing else they wanted pertained to the situation. But, they said they needed these because of “law changes.”

Um, what law changes? Neither person I spoke to could say specifically. They just kept repeating it – because that’s how society works these days…if you repeat it enough, it become “true.”

**Note, I had begun the process with a different bank at this point and they haven’t asked the questions Chase Bank was asking, so “law changes” my ass…**

So, I told them to cancel the application since it wasn’t going to move forward. That’s when their disclosure about the “good faith” deposit stole my $500. Because I didn’t submit documents they were requesting and because I cancelled the application, not because they declined me, they had the right to keep my money.

Essentially, that means the bank could literally ask you for anything and if you don’t comply they keep your money. I see how it is, Chase. You got me. My bad.

So, in essence, the bank contacted me about a refi to lower my rates. I jumped through the immediate hoops thinking it would be simple since I am already a current customer, and then they jacked the process to make it unreasonably difficult.

Looks like the bank robbers ride again!

I would advise not doing business with Chase Bank. Ever.

 

Shady

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Politicians being politicians.

Of course, this isn’t a surprise and should be a surprise to anyone, really. But it is infuriating nonetheless.

So, the governor of Washington, Jay Inslee, has decided that he won’t extend the “Stay home, stay healthy” order that expired last night. But, we are still to follow the “phased opening” he and the WA Deparment of Health mapped out previously last month. As such, a full opening of the state and it’s economy isn’t likely to happen until at least mid to late August, provided everything goes perfectly.

Here’s the problem. He has done the politician thing and he is trying to wiggle off the hook for making decisions or taking responsibility for bad decisions going forward. He has put the Secretary of Health in charge of making the decisions from here on out. Essentially, he puts someone else on the hook and if they make a bad decision (like having the ability to decide which counties live or die economically or open up and then have a major outbreak again), he can fire them. Thus, it’s not his responsibility. At least he would like to think that is the case.

Now, I don’t know about you, but to me this smacks of shadiness.

Again, this isn’t much of a surprise considering its Jay Inslee. But, it also concerns the heck outta me! He has put an unelected official, but one he appointed, in charge of making some pretty important decisions. You read that right – unelected. The only individual this person has to report to is the governor himself.

Now, if that doesn’t raise some hackles you might want to check your pulse.

The governor put in charge someone that only answers to the governor and the people have no recourse against. The governor is trying to hid behind the decisions of another person while trying to demonstrate that he is “leading.” And, if things don’t go well from here, well, he can just fire the guy.

Shady, and I don’t mean like a tree.

Just plain shady.

 

 

Pantry

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Working from home has created some issues…

The pantry is taunting me.

Like, seriously, it yells my name EVERY DAY and it wants me to constantly visit with it. Like I mean, it wants to snuggle and stuff. It’s weird, I know, but I can’t explain it any other way.

I try not to listen. I turn the music up. I have meetings. I blindfold myself.

But it is persistent.

It has scrumptious treats. They are salty. They are crunchy. They are sweet. They are spicy…

Resistance is nearly futile. I can’t escape it.

It calls me when I am working. It calls me when I am sleeping. It calls me when I am on the couch. It calls me even when I am out in the yard (it just yells louder…)

I have tried disconnecting my number but it still manages a way to get in touch.

It’s irritating really. But, oh so enticing too…

Wait, what?

Did you hear that? It’s calling again. I’ll go see what it wants now. If I am not back in 10 minutes, leave me alone. We’re snuggling again.

New normal

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Anyone else tired of hearing this?

Sorry, but I am getting the idea that the “new normal” is going to stick in one way or another. Some of what we are seeing isn’t going to go away, and I don’t like the trends I am seeing.

Face Masks

So, it was first recommended that we not wear them in public. Then it was recommended and even “required.” Now, we are seeing businesses implementing policies, and even counties strongly suggesting that face masks be worn in public.

Are we going to do this all the time now? Flu season? Wear a mask. Allergies? Wear a mask. Cold? Wear a mask.

Who’s to say that cough is any different than the other cough? When or how are we going to know? Who makes the determination for when we should or should? Why not just wear them all the time so we make sure we’re safe under all circumstances?

Perhaps we should just make hazmat suits more fashionable and then we wouldn’t have to worry about anything when we leave home.

The future doesn’t look bright, folks…

You have choices

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Anyone else wanna just throw up your hands, shrug, and say “Screw it!”?

Can’t keep up with the ever changing guidelines and requirements related to your lockdown? Frustrated that you can’t get a straight answer on what you can and can’t do? Irritated by contradictions and uneven applications? Just frustrated by the whole state of affairs?

“Wave your hands in the air like you don’t care…” (thanks Cameo…) and go about life like you normally would, well, at least as much as you can.

I know that some businesses have put their own limitations on customers (you know, to appear they are doing something effective), but you have the freedom to choose where and where you won’t shop too. Consumer choice still rules when it comes to who wins and who looses in the marketplace.

Take precautions, as necessary, because you are a reasonable and rational adult (assumptions…) but don’t let the government and hysterical people dictate to you their fear.

You get to control that too. Something I think a lot of people have forgotten. You can, and should, control your fear. We all assume risk every day of our lives. If we live in fear, which so many people are doing these days, then you won’t get to live. Plain and simple.

Go, live and be free.

 

Fraud

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Confirmation.

Only it isn’t the kind our state needed or wanted. Yet, we now know without a doubt that the governor and the health department had an alternative agenda. Revelations like this have a pretty serious implication on the state’s economy, but literally on lives of people who never had the virus, won’t ever have the virus, but are struggling with the isolation or unemployment.

Not only is our state the victim of a massive fraud in unemployment claims, but the governor seems unwilling or unable to deal with it. Instead, he cancels his usual briefing and sends an underling to take the heat. Leadership, eh?

Now, we have confirmation on how the governor’s agenda has played out. Many people, in states all over the US, have suspected for a long time that deaths in their states were being reported as “covid deaths” even though the person died of other causes. Pad the numbers. Make it look worse than it is. Justify lockdowns and killing jobs/the economy by making a totally survivable illness more dangerous than it is. Inflate the numbers for an agenda.

Are you people paying attention to what is going on in your state? Your country? Are you taking the government at its word or are you just hunkered down in fear, waiting for when they tell you “it is safe to come out”?

Conspiracy? No. But there are definitely some who are taking advantage of you while you are living in fear and being distracted by infectious chaos. Do you still believe that all who are in government are looking out for your best interest? If you do, no matter what side of the aisle you are one, then you’re naive at best…but I fear that maybe, if you are one of those who takes everything the government and media tells you without skepticism and cynicism, that you are something worse than naive.

And that is something to fear.

 

 

 

 

Pause and reflect

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Can’t Piss and Moan today.

I mean, I could, but I won’t.

Today we pause and reflect on those that gave their lives so that we might be free, and hopefully continue to be free. That’s why they died. And for that we honor them today.

Thanks, to then men and women who have given their lives in the name of freedom.

Agenda?

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Something you might wanna check in your state, especially if your state is being slow on opening up the state because of the pandemic.

As you know, the governor here has an alternative agenda rather than just the health and safety of the citizens of the state.

Unfortunately, what we as the citizens have learned is that the governor and the Secretary of Health have almost unlimited power when it comes to a public health crisis. There is no review by the state legislature on the governor’s powers and there is no way to slow down an abuse of power, if one were to occur (which many believe may be currently occurring).

I also just learned that the Secretary of Health is not an elected official. The secretary is appointed by the governor. Looking at the credentials of the current secretary, it appears he has all the qualifications to make him acceptable for the job. But as an appointee, that also means that undo pressure could be applied.

I am not saying the Secretary of Health has an agenda, but the governor does have one. With literally very few checks and balances of power on the governor in these types of situations, it certainly bears additional scrutiny.

Could the secretary have an agenda? It’s possible. Or maybe not. But, having someone with so much power, along with the governor and not be an elected official, that bears a closer look too.

Do you know how your government is set up?