Monkeys all

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I think it is safe to say that Congress continues to demonstrate that we, the American people, have elected a bunch of monkeys to run the country.

I am having a difficult time seeing anything else at this point. Both sides, Republicans and Democrats, continue to live up to the old Mark Twain quote, “There is no distinctly native American criminal class except Congress.”

I am just tired of it.

Nonsense, from everyone, though some seem to be more nonsensical than others.

Monkeys actually might be more civilized. I am sure there could be a serious debate on that point, but in my mind I think it’s probably true. There has to be a better option than the yahoo’s we have “running the country.”

Anyone else tired of this poo slinging behavior and really want them to get about the business of something other than party agendas and political sabotage?

Savings

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Anyone else notice that banks, the place that needs money more than anyone to do the business of money, does nothing to encourage savings? I mean, well, they do give it lip service but that doesn’t really count.

A bank is a place to put money, to store it or save it. That’s what they were originally created for. It was safer to have it stored in one place where they could keep it safe and then when people needed it they could go there to get it out.

As time went along, the banks figured out they could make money by loaning out the money people deposited with them and then charging interest on the loan, thus making it a profitable venture to store money.

As banks increased the amount they loaned out, they needed more and more people to “invest” with them and they used the new capital to loan more money out. It’s a bit of a vicious cycle, but it makes sense for all involved until…

…until it didn’t make sense to put money in the bank any more.

The interest rate you get from the bank on the money you put in the bank is almost nil. Like far all intents and purposes, it is ZERO. So, what is the benefit of putting money in the bank? Sure, there is the convenience of not carrying around piles of cash or pounds of coins, but is that all?

Banks need capital. You think they’d do something to encourage people to put there money there. I actually deposited a rather large amount of money in a bank that was giving an outstanding rate on CDs (Certificates of Deposit). That’s how a bank should generate capital.

They seem to take for granted that they are just guaranteed business, which maybe they are. Maybe consumers pay no attention at all to the fees or benefits they get from bank to bank, but it does pay to shop around and give business to banks that actually benefit you rather than just use you as an endless supply of currency to feed off of.

We need to be better consumers and actually cause the banks to fight for our money. Let’s bring the competition back and make them beg for our money instead of letting them tell us what we can do with our own money. Make sense?

Who’s with me on this?

X factor

yellow and pink lighted x decor

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When you are divorced and have had a child (or children), there is always the “X factor” to consider.

It’s sad to say, but as fathers we very typically get the shaft when it comes to co-parenting the children after a divorce. There is honestly no logical reasoning behind this precedent other than the mother is nearly always seen as “the fittest parent” in these situations, regardless of the circumstances. Even when you can demonstrate, with evidence, that as a father you would be a better choice for the child’s custodial parent it is a costly uphill battle that has no guaranteed outcome.

As I was preparing the visitation calendar for 2020 for my teen daughter, it just brought back all the times where I have had to consider the X factor over the last 14 years. We divorced when she was under two so I have had a lot of considering to do, and still have a little while longer to deal with it. It has been a challenge over the years.

How will the X respond to this? What will the X do now? Is there a way to get the X to be reasonable? How crazy is my X, really? I can’t believe the X responded the way she did. Why does the X have to make everything about herself? Why does the X always make this more challenging than it needs to be? How is the X gonna take this? How can I do this so it doesn’t piss the X off? Now what does the X want? 

If you are a divorced father with children, you likely know all too well what I mean. Or, maybe you are even a mother with a crazy X, you know too. Really this post isn’t so much about fathers (though that is my experience) but about the fact that while raising children as divorced parents you are always having to consider the X factor. Everything you do seems to revolve around the other person even though you aren’t with that person every day.

I am thankful that it has gotten a little better since my daughter is now older and can transport herself, but as I was still working on a visitation calendar (which really hasn’t been followed since my daughter is old enough to have a job now) that I still have to consider the X factor when it comes to my daughter. Just a couple more years that I am REQUIRED to consider the X…then it will only have to be during major life events for my daughter. That will be a whole new chapter of X factor to deal with.

Can anyone else relate to this?

Garbage cans

trash near door

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I recently posted about my time in a hotel room and the lights not being on when I got there after dark. There are several other things about the experience I want to talk about, but I didn’t want to do it all at once. Let’s savor the experiences, shall we?

Anyway, the room was pretty clean. Maids at the hotels, for the most part, do a pretty good job. But there is one thing that they do that I am not sure if it is a training thing, or just personal thing they do to irritate guests…

Ever notice the garbage can liners are tied so tightly that you can hardly get anything to go in them? And then when you push an item into it, it breaks the liner or just causes it to come off altogether?

In this case, every single garbage can liner in the room was so tight that you couldn’t get anything into the cans. Stuff literally just sat on top of the can! I tried to push one item into the can, thinking the liner would open up a little and allow the item to go into the can. Nope. No such luck. It just pulled the whole thing loose. Now there was no point to have a liner in the can at all.

Anyone know? Do they do this on purpose? I have noticed this in several hotels now. It must be an industry thing, but why?

 

Babies

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Babies are ugly.

There I said it.

Nearly all, and I do mean all, babies are ugly. There really is nothing cute about them.

No, I don’t want to see pictures of your baby. No, I don’t want to see pictures of your new grand-baby. No, I don’t wanna see pictures of any baby.

People, listen, no one really wants to see anything about a baby unless they ask you directly to see pictures of the baby. Otherwise, you are just annoying people needlessly with your gushing about a baby no one cares about but you.

Seriously.

I don’t want to read a blog about your babies. I don’t want to see video clips about your babies. I don’t want so hear stories about your babies.

Just knock it off already.

 

Same

man using laptop computer

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Well, it seems Cyber Monday is more of the same when it comes to sales.

So far, I haven’t seen anything that would lead me to believe that the sales today (Cyber Monday) are any better than they were for Black Friday, just three days ago.

To me, it looks like companies have just recycled and re-branded their websites with “Cyber Monday” sales banners. As such, many of the items that I was browsing around on Friday are the same exact price today.

I guess Cyber Monday got me underwhelmed just like Friday.

Ho-hum.

Bah-humbug.

Underwhelmed

view under pier in sopot

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I don’t know if this is possible, but I think it probably is.

Is anyone else so overwhelmed by the Black Friday sales and ads and commercials and flyers and emails….that they are actually underwhelmed?

There is so much! So much. I found myself going through emails yesterday morning and then actual printed ads yesterday afternoon (you know the ones that come in the paper?) and I just found that I was so overwhelmed that I was underwhelmed.

There just wasn’t anything in the ads that made me go, “Whoa! I gotta get that!” Nothing in the ads that made me want to get out of bed, to either go to a store or to shop online.

Anyone else feeling it too?